8 Easy Ways for ATM Balance Check in UAE

Checking your ATM balance in the UAE is easy and important to keep track of your money. Whether you’re saving for something special or just want to know how much you have, there are simple ways to check your balance. For example, you can use an ATM, your phone, or even go online. In this article, we will show you 8 easy ways for ATM balance check, so you can always know how much money you have.

Method 1: Check ATM Balance Inquiry Through Physical ATM.

• Find the nearest ATM by checking your bank’s website, mobile app, or simply searching “Nearest ATM” on Google Or Google Maps.
• Insert your debit or prepaid card into the ATM slot. Make sure the chip side is facing up and the card goes in the right way.
• Type in your 4-digit PIN when asked. Be careful to keep your PIN secret.
• On the ATM screen, choose “Balance Inquiry” from the menu.
• If you have more than one account, pick the account you want to check.
• Your current balance will show up on the screen. Remember the amount.
• Press “Cancel” or “Exit” to go back to the main menu.
• Take your card out of the ATM when it tells you to.

Method 2: Mobile Banking Apps

Checking your account balance with a mobile banking app is easy and convenient in the UAE. Here’s how you can do it:

1. Download your bank’s official app from the App Store (for iPhones) or Google Play Store (for Android). Make sure to get the app directly from your bank for safety.
2. Log in to the app with your online banking username and password. Some apps also let you use your fingerprint or face to log in quickly and safely.
3. Go to the “Accounts” or “Balance” section in the app. You can usually find this on the main menu or home screen.
4. Your current account balance will show up, along with any recent transactions. The balance updates right away.
5. You can also check balances for all accounts linked to your card, like savings, credit cards, or loans.
6. Some apps may show your balance on the home screen or lock screen without needing to log in.
7. If you have any problems or questions, you can contact your bank’s customer support for help.

Using a mobile banking app is a fast, safe, and paperless way to manage your money anytime, anywhere.

Method 3: Online Banking Portals

To check your bank account balance through an online banking portal in the UAE, follow these steps:

1. Visit Your Bank’s Official Website: Open a web browser and navigate to your bank’s official website. Ensure that the URL is correct to avoid phishing sites.
2. Access the Online Banking Section: Look for the “Online Banking” or “Internet Banking” option on the homepage and click on it.
3. Log In Securely: Enter your username and password to log in. Some banks may require additional security measures, such as a one-time password (OTP) sent to your registered mobile number.
4. Navigate to the Accounts Section: Once logged in, find the section labeled “Accounts,” “Account Summary,” or something similar. This section typically displays all your linked accounts.
5. Select the Account: Click on the specific account for which you want to check the balance. This could be a savings account, current account, or any other type of account you hold with the bank.
6. View Your Balance: Your current account balance will be displayed prominently on the screen, often accompanied by recent transaction details. You may also have the option to view statements or transaction history.
7. Log Out: After checking your balance, ensure you log out of your online banking session for security reasons.
8. Contact Customer Support if Needed: If you encounter any issues or have questions about your account, contact your bank’s customer service for assistance.

Using online banking is a secure and efficient way to manage your finances, allowing you to check your balance anytime from the comfort of your home or on the go

Method 4: SMS Balance Check

Here’s how to check your bank account balance using SMS in the UAE:

1. Make Sure You’re Registered: Your mobile number needs to be registered with your bank for SMS banking. If not, you may need to register through your bank’s website or by visiting a branch.
2. Open Your Messaging App: Go to the messaging app on your phone.
3. Start a New Message: Create a new text message.
4. Type the Message: Write a code or keyword that your bank tells you to use. For example, you might type “BAL” followed by your account number or just the last four digits.
5. Send the Message: Send the SMS to the special number your bank provides. You can find this number on the bank’s website or SMS banking guide.
6. Wait for a Reply: After a few moments, you’ll get an SMS from your bank with your account balance.
7. Check for Charges: Remember that standard SMS charges might apply depending on your mobile plan.
8. Ask for Help if Needed: If you don’t get a response or have any issues, contact your bank’s customer support for help.

This method is quick and easy, and you don’t need the internet or an ATM to check your balance.

Method 5: USSD Codes for Balance Check

USSD (Unstructured Supplementary Service Data) codes provide a quick and convenient way to check your account balance in the UAE. Here’s how to use USSD codes for balance inquiries:

1. Dial the USSD code provided by your bank.
2. Follow the prompts on the screen. You may need to select the account you want to check or enter your PIN for security.
3. Your current account balance will be displayed on the screen. The balance is updated in real-time.
4. Some banks may offer additional options in the USSD menu, such as viewing recent transactions or transferring funds.
5. When finished, press the “End” or “Back” button to exit the USSD session.

Using USSD codes is a quick and efficient way to check your account balance without needing internet access or a smartphone. It works on any mobile device, even basic feature phones.

Method 6: Checking Balance via Customer Service

Here’s how to check your bank account balance by calling customer service in the UAE:

1. Find the Customer Service Number: Look for your bank’s customer service number. You can find it on the bank’s website or your bank statements.
2. Call the Number: Use your registered mobile phone to dial the number. Make sure it’s the official number to stay safe.
3. Listen to the Options: When you call, you might hear an automated voice. Listen carefully and choose the option for “Balance Inquiry” or something similar. You might need to press a specific number on your phone.
4. Prove Your Identity: You may need to give some personal details, like your account number or answer security questions, to prove who you are.
5. Talk to a Person (if needed): If the automated system doesn’t give you the information you need, you can ask to speak to a customer service representative. Be ready to share your details for verification.
6. Get Your Balance: After your identity is confirmed, the representative or automated system will tell you your current account balance.
7. End the Call: Once you have the information you need, you can hang up.

Calling customer service is a good option if you prefer talking to a person or need help with other banking questions.

Method 7: Balance Check Using Bank Statements

Here’s how to check your bank account balance by reviewing your bank statements in the UAE:

1. Get Your Monthly Statement: Banks send monthly statements by mail or electronically. These statements show what happened in your account during the last month.
2. Find the Ending Balance: Look for the “Ending Balance” or “Current Balance” section on your statement. This tells you your account balance at the end of the month.
3. Check Recent Transactions: Go through the list of transactions, like deposits, withdrawals, and fees. This helps you see where your money went and makes sure everything is correct.
4. Compare with Your Records: Match the ending balance on your statement with your own records, like a checkbook register or finance app. If something doesn’t match, look into it further.
5. Report Any Errors: If you see anything wrong or unauthorized on your statement, contact your bank right away to fix it.
6. Keep Your Statements: Save your bank statements for at least a year. They might be useful for taxes or if any issues come up.

Checking your bank balance with statements gives you a clear view of your account over time. It helps you track spending, spot any unusual activity, and make sure your balance is correct.

Method 8: Balance Alerts via Email or SMS

Setting up balance alerts through email or SMS is an easy way to keep track of your account balance in the UAE. Here’s how to do it:

1. Check If Your Bank Offers Alerts: Make sure your bank provides balance alert services via email or SMS. Most banks in the UAE offer this feature.
2. Log Into Your Online Banking Account: Use your login details to access your bank’s online portal. Look for the section on notifications or alerts.
3. Enable Balance Alerts: Find the option for balance alerts, which might be under “Notification Settings,” “Alerts,” or “Preferences.”
4. Set Up Alert Triggers: Decide when you want to get an alert, such as when your balance falls below a certain amount.
5. Choose How to Get Alerts: Pick whether you want to receive alerts by SMS, email, or both. Enter your email address or mobile number.
6. Save Your Settings: After setting everything up, save your changes. You might get a confirmation message saying your alerts are ready.
7. Monitor Your Alerts: You’ll start getting notifications when your balance reaches the limit you set. This helps you manage your money better and avoid overdraft fees.
8. Change Settings if Needed: You can always go back to your settings to adjust the alert limits or update your contact information.

Using balance alerts is a smart way to stay on top of your finances without constantly checking your account. It gives you peace of mind and helps you control your spending.

Conclusion:

Checking your ATM balance in the UAE is simple and can be done in various ways to suit your needs, whether you prefer using an ATM, your phone, or even going online. By regularly monitoring your balance, you can manage your finances more effectively and avoid any surprises. Whether you choose to set up balance alerts, use a mobile banking app, or review your bank statements, staying informed about your account balance is key to maintaining control over your money.